When sending an etransfer to Beaver - especially for the first time - it may be helpful to phone your bank to avoid any possible holds, rejections or delays with your etransfer.
On the call, simply advise them that you've sent an etransfer that you understand may be flagged, so you are calling to proactively ensure that the transfer goes through without issue.
Additionally, you can request that our etransfer email be whitelisted to avoid possible issues with further transfers in the future.
The reason an etransfer to Beaver may be flagged can vary by bank and by your individual risk profile that the bank has assigned to your account with them. They consider dozens of factors such as your age, etransfer history, etransfer frequency and value, just to name a few.
In our experience, banks do not necessarily dislike Bitcoin itself, but do see many of their clients falling victim to scams that involve Bitcoin. Because of this, they may hold your etransfer for review or block it altogether, if they think you may be a scam victim.
For example, many investment scams require that the victim "fund their account" by sending bitcoin to the scammer. When the victim realizes they've been scammed and the bank asks them what happened, they'll say the scammers asked them to buy bitcoin to fund their account.
Following that, it can be helpful to assure the bank that you know what you are doing, you are aware of how scams work, and that you are simply buying bitcoin to add to your long term savings.
As a final note, since we're talking about scams, it should be mentioned that if anyone has asked you to send them bitcoin for any reason, and you do not know them to be 100% trustworthy, they are likely scamming you, and you'll never see that bitcoin again.